Preview. These maps are our reading of public sources and haven't been checked with the projects' maintainers yet.
Maali
Mac and Windows personal finance app that imports bank files or SimpleFIN and runs an AI analyst entirely on your computer.
maali.appActive
Help center 'Last updated October 2026'; privacy page updated 2026-09-24; Show HN 2026-10-19. (checked 2026-10-25)
In Budgeting apps
Where it stands apart
- How do transactions mainly get in? importing files the bank gives you (CSV, OFX, QIF, PDF statement) (14% of 21 others)
- Does it have built-in AI features, and where does the AI run? yes, on your own device (15% of 20 others)
- How do people pay for it? one-time purchase (5% of 21 others)
- Where do you mainly use it? desktop app (10% of 21 others)
What it shares with most of the community
- Is it actively maintained? active (90% of 21 others)
- How is the main thing licensed? proprietary or closed source (71% of 21 others)
- Who is it for? non-developers (76% of 21 others)
- Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? no (62% of 21 others)
Not documented
The public sources we read don't say:
- Can two or more people (a couple or household) work on the same finances in it?
Nearest neighbors
- Pulse Local 69% of 16 shared answers match
- Fundstash 63% of 16 shared answers match
- TallyMint 63% of 16 shared answers match
Every answer
| Question | Answer | Source |
|---|---|---|
| Is it actively maintained? | active | source 2026-10-26 |
| How is the main thing licensed? | proprietary or closed source | source 2026-10-26 |
| How is it mainly sustained? | individual with revenue (paid app, tier, ads, or donations) Maker not named on the site ('we'); $99 one-time sales. Judgment call. | source 2026-10-26 |
| Can it run entirely on your own device or infrastructure, without the maker's servers? | yes Only network use: optional model download, SimpleFIN (third party), one-time license activation, optional update check. | source 2026-10-26 |
| Do you need an account to use it? | no account | source 2026-10-26 |
| Who is it for? | non-developers | source 2026-10-26 |
| Which shared standard or format does it mainly build on? | bank statement and export files (CSV, OFX/QFX, QIF, PDF) Statement files are the default input; SimpleFIN optional. | source 2026-10-26 |
| How do transactions mainly get in? | stands apart importing files the bank gives you (CSV, OFX, QIF, PDF statement) Statement files are the default and 'most private' path; SimpleFIN is optional. | source 2026-10-26 |
| Can it sync with your bank automatically, and does that cost more than the app itself? | yes, for an extra cost (a higher tier or a separately paid sync service) SimpleFIN Bridge, about $15/year paid directly to SimpleFIN. | source 2026-10-26 |
| What is the main way it helps you budget? | category limits or monthly targets Tracks spending pace against your usual month and budgets. Judgment call. | source 2026-10-26 |
| In the default setup, where is your financial data mainly stored? | on your own device only | source 2026-10-26 |
| Does it have built-in AI features, and where does the AI run? | stands apart yes, on your own device Optional 5 GB model runs locally. | source 2026-10-26 |
| Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? | no None stated. | source 2026-10-26 |
| How do people pay for it? | stands apart one-time purchase $99 once after a 30-day trial. | source 2026-10-26 |
| Where do you mainly use it? | stands apart desktop app | source 2026-10-26 |
| Can two or more people (a couple or household) work on the same finances in it? | Not documented Not stated. | source 2026-10-26 |
| Is privacy the headline of how it presents itself? | yes, privacy is the headline 'Your money, your machine.' | source 2026-10-26 |
Sources
This page was derived from:
- Web page · maali.app · read 2026-10-25
- Web page · maali.app/ · collected 2026-10-26
- Web page · maali.app/help · collected 2026-10-26
- Web page · maali.app/privacy · collected 2026-10-26
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