Preview. These maps are our reading of public sources and haven't been checked with the projects' maintainers yet.
ReadMyStatement (absorbed Spend.Report)
Upload a bank statement PDF and get a plain-English page of where the money went and which subscriptions repeat; nothing stored, no bank login.
readmystatement.comActive
Android app updated 2026-10-22. spend.report now redirects to ReadMyStatement ('Spend.Report's statement reader now lives here'), so two Show HN posts (Aug 7 and Aug 12) are one product. (checked 2026-10-25)
In Budgeting apps
Where it stands apart
- Do you need an account to use it? optional account (10% of 20 others)
- How do transactions mainly get in? importing files the bank gives you (CSV, OFX, QIF, PDF statement) (14% of 21 others)
- What is the main way it helps you budget? tracking and reports only, no budget (24% of 21 others)
- In the default setup, where is your financial data mainly stored? not kept (read once, then discarded) (0% of 21 others)
What it shares with most of the community
- Is it actively maintained? active (90% of 21 others)
- How is the main thing licensed? proprietary or closed source (71% of 21 others)
- Who is it for? non-developers (76% of 21 others)
- Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? no (62% of 21 others)
Not documented
The public sources we read don't say:
- Does it have built-in AI features, and where does the AI run?
Nearest neighbors
- Unblur 75% of 16 shared answers match
- Pulse Local 63% of 16 shared answers match
- CoinsBucket 53% of 15 shared answers match
Every answer
| Question | Answer | Source |
|---|---|---|
| Is it actively maintained? | active | source 2026-10-26 |
| How is the main thing licensed? | proprietary or closed source | source 2026-10-26 |
| How is it mainly sustained? | company with a paid product, tier, or ads Furiaa LLC; statement packs and Pro/Business plans. | source 2026-10-26 |
| Can it run entirely on your own device or infrastructure, without the maker's servers? | no, it needs the maker's servers Statement is read in memory on the maker's server. | source 2026-10-26 |
| Do you need an account to use it? | stands apart optional account One statement free with no account; credits need an account. | source 2026-10-26 |
| Who is it for? | non-developers | source 2026-10-26 |
| Which shared standard or format does it mainly build on? | bank statement and export files (CSV, OFX/QFX, QIF, PDF) Reads PDF statements; exports CSV/OFX/QIF. | source 2026-10-26 |
| How do transactions mainly get in? | stands apart importing files the bank gives you (CSV, OFX, QIF, PDF statement) PDF statements only. | source 2026-10-26 |
| Can it sync with your bank automatically, and does that cost more than the app itself? | no automatic bank sync 'No bank login, ever.' | source 2026-10-26 |
| What is the main way it helps you budget? | stands apart tracking and reports only, no budget 'Not a dashboard to maintain and not a budget to set.' | source 2026-10-26 |
| In the default setup, where is your financial data mainly stored? | stands apart not kept (read once, then discarded) Read in memory and discarded when the page renders. | source 2026-10-26 |
| Does it have built-in AI features, and where does the AI run? | Not documented AI use not stated. | source 2026-10-26 |
| Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? | no | source 2026-10-26 |
| How do people pay for it? | free, with an optional paid upgrade or pay-what-you-want One statement free; packs $9-$29 once or Pro $8/month. | source 2026-10-26 |
| Where do you mainly use it? | web browser Also Android and iPhone apps. | source 2026-10-26 |
| Can two or more people (a couple or household) work on the same finances in it? | no | source 2026-10-26 |
| Is privacy the headline of how it presents itself? | yes, privacy is the headline 'No bank login. No signup. We never store your statement.' | source 2026-10-26 |
Sources
This page was derived from:
- Web page · play.google.com/store/apps/details?id=com.readmystatement · collected 2026-10-26
- Web page · readmystatement.com · read 2026-10-25
- Web page · readmystatement.com/ · collected 2026-10-26
- Web page · readmystatement.com/about/ · collected 2026-10-26
- Web page · readmystatement.com/pricing/ · collected 2026-10-26
- Web page · readmystatement.com/privacy/ · collected 2026-10-26
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