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BudgetFlow

Web budget planner that draws your budget as money flowing between accounts in a Sankey diagram, with shared budgets.

budgetflow.ccActive

Site and demo live 2026-10-26; Show HN 2026-10-19; privacy policy dates from 2024-08-07, so the project predates the post. (checked 2026-10-25)

In Budgeting apps

Where it stands apart

What it shares with most of the community

Nearest neighbors

Every answer

QuestionAnswerSource
Is it actively maintained?activesource
2026-10-26
How is the main thing licensed?proprietary or closed sourcesource
2026-10-26
How is it mainly sustained?individual with revenue (paid app, tier, ads, or donations)
Swiss operator; every feature free with an optional supporter plan. Judgment call on individual vs company.
source
2026-10-26
Can it run entirely on your own device or infrastructure, without the maker's servers?no, it needs the maker's serverssource
2026-10-26
Do you need an account to use it?account required
Register to save a budget; demo without one.
source
2026-10-26
Who is it for?non-developerssource
2026-10-26
Which shared standard or format does it mainly build on?none of these (its own format or interface)
Planner with its own data.
source
2026-10-26
How do transactions mainly get in?stands apart not applicable (plans a budget, no transactions)
Plans flows of money; no transaction tracking.
source
2026-10-26
Can it sync with your bank automatically, and does that cost more than the app itself?no automatic bank syncsource
2026-10-26
What is the main way it helps you budget?stands apart planning a budget only, no transaction trackingsource
2026-10-26
In the default setup, where is your financial data mainly stored?on the maker's servers (including synced copies)source
2026-10-26
Does it have built-in AI features, and where does the AI run?no built-in AIsource
2026-10-26
Can you point your own AI assistant at your data (MCP server, agent skill, or open API)?nosource
2026-10-26
How do people pay for it?free, with an optional paid upgrade or pay-what-you-want
Free with an optional supporter plan.
source
2026-10-26
Where do you mainly use it?web browsersource
2026-10-26
Can two or more people (a couple or household) work on the same finances in it?yes
Shared budgets: each member picks which accounts to share.
source
2026-10-26
Is privacy the headline of how it presents itself?stands apart barely or not at allsource
2026-10-26

Sources

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