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Dibba
iPhone budget tracker that logs spending from Apple Pay taps and bank SMS and adds a voice AI agent.
App Store shows v1.50 released about 2026-10-20 ('6d ago') and v1.42 on Oct 12. (checked 2026-10-25)
In Budgeting apps
Where it stands apart
- How do transactions mainly get in? reading bank SMS or payment alerts on the phone (10% of 21 others)
- Does it have built-in AI features, and where does the AI run? yes, through an online AI service (20% of 20 others)
What it shares with most of the community
- Is it actively maintained? active (90% of 21 others)
- How is the main thing licensed? proprietary or closed source (71% of 21 others)
- Who is it for? non-developers (76% of 21 others)
- Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? no (62% of 21 others)
Not documented
The public sources we read don't say:
- Can two or more people (a couple or household) work on the same finances in it?
Nearest neighbors
- Masareef 94% of 16 shared answers match
- BudgetFlow 69% of 16 shared answers match
- DrakeAI 67% of 15 shared answers match
Every answer
| Question | Answer | Source |
|---|---|---|
| Is it actively maintained? | active | source 2026-10-26 |
| How is the main thing licensed? | proprietary or closed source | source 2026-10-26 |
| How is it mainly sustained? | individual with revenue (paid app, tier, ads, or donations) App Store developer is Klim Safonov; operates from Dubai; free with in-app purchases. | source 2026-10-26 |
| Can it run entirely on your own device or infrastructure, without the maker's servers? | no, it needs the maker's servers SMS data processed with third-party AI models. | source 2026-10-26 |
| Do you need an account to use it? | account required Privacy policy refers to logging into your account settings. | source 2026-10-26 |
| Who is it for? | non-developers | source 2026-10-26 |
| Which shared standard or format does it mainly build on? | none of these (its own format or interface) Reads Apple Pay taps and bank SMS. | source 2026-10-26 |
| How do transactions mainly get in? | stands apart reading bank SMS or payment alerts on the phone Apple Pay taps and forwarded bank SMS via Shortcuts automations. | source 2026-10-26 |
| Can it sync with your bank automatically, and does that cost more than the app itself? | no automatic bank sync 'We never ask for bank logins.' | source 2026-10-26 |
| What is the main way it helps you budget? | category limits or monthly targets Daily, weekly and monthly spending limits. | source 2026-10-26 |
| In the default setup, where is your financial data mainly stored? | on the maker's servers (including synced copies) | source 2026-10-26 |
| Does it have built-in AI features, and where does the AI run? | stands apart yes, through an online AI service 'Process your banking SMS data using third-party AI models.' | source 2026-10-26 |
| Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? | no | source 2026-10-26 |
| How do people pay for it? | free, with an optional paid upgrade or pay-what-you-want Free with in-app purchases. | source 2026-10-26 |
| Where do you mainly use it? | phone app | source 2026-10-26 |
| Can two or more people (a couple or household) work on the same finances in it? | Not documented | source 2026-10-26 |
| Is privacy the headline of how it presents itself? | mentioned, but not the headline 'No credentials, no linking' is a selling point; headline is the AI agent. | source 2026-10-26 |
Sources
This page was derived from:
- Web page · apps.apple.com/us/app/dibba/id6759825700 · read 2026-10-25
- Web page · dibba.ai/ · collected 2026-10-26
- Web page · dibba.ai/privacy · collected 2026-10-26
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