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Coinvane
Self-hosted personal finance PWA with optional Plaid sync, zero-based budgets, household sharing and encrypted storage.
Release 1.11.0 on 2026-09-20; last push 2026-10-07 (gh api repos/JKJWL/Coinvane). (checked 2026-10-25)
In Budgeting apps
Where it stands apart
- How is the main thing licensed? copyleft or source-available with restrictions (10% of 21 others)
- How is it mainly sustained? individual side project, no revenue (19% of 21 others)
- Who is it for? both (10% of 21 others)
- Which shared standard or format does it mainly build on? Plaid (10% of 20 others)
- What is the main way it helps you budget? envelope or zero-based (every dollar gets a job) (10% of 21 others)
- In the default setup, where is your financial data mainly stored? on a server you run yourself (5% of 21 others)
What it shares with most of the community
- Is it actively maintained? active (90% of 21 others)
- Does it have built-in AI features, and where does the AI run? no built-in AI (55% of 20 others)
- Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? no (62% of 21 others)
- Can two or more people (a couple or household) work on the same finances in it? yes (53% of 15 others)
Nearest neighbors
- Firefly III 75% of 16 shared answers match
- Actual Budget 65% of 17 shared answers match
- YNAB (You Need A Budget) 53% of 17 shared answers match
Every answer
| Question | Answer | Source |
|---|---|---|
| Is it actively maintained? | active | source 2026-10-26 |
| How is the main thing licensed? | stands apart copyleft or source-available with restrictions AGPL-3.0. | source 2026-10-26 |
| How is it mainly sustained? | stands apart individual side project, no revenue | source 2026-10-26 |
| Can it run entirely on your own device or infrastructure, without the maker's servers? | yes Docker Compose on your own server; every external service optional. | source 2026-10-26 |
| Do you need an account to use it? | account required Sign-in on your own instance (Google, Microsoft or email link); no maker account. | source 2026-10-26 |
| Who is it for? | stands apart both Owner self-hosts on a VPS; household members use the PWA. | source 2026-10-26 |
| Which shared standard or format does it mainly build on? | stands apart Plaid Optional Plaid sync is the bank connection; also imports CSV/QIF/OFX. | source 2026-10-26 |
| How do transactions mainly get in? | automatic bank sync through an aggregator (Plaid, SimpleFIN, Enable Banking, GoCardless) Optional Plaid; manual-only mode supported. | source 2026-10-26 |
| Can it sync with your bank automatically, and does that cost more than the app itself? | yes, for an extra cost (a higher tier or a separately paid sync service) You bring your own Plaid credentials; Plaid's pricing applies. Judgment call. | source 2026-10-26 |
| What is the main way it helps you budget? | stands apart envelope or zero-based (every dollar gets a job) Zero-based budget summary with 'X left to budget' plus category budgets. | source 2026-10-26 |
| In the default setup, where is your financial data mainly stored? | stands apart on a server you run yourself Zero-knowledge at-rest encryption. | source 2026-10-26 |
| Does it have built-in AI features, and where does the AI run? | no built-in AI No AI features in the README. | source 2026-10-26 |
| Can you point your own AI assistant at your data (MCP server, agent skill, or open API)? | no No public API or MCP mentioned. | source 2026-10-26 |
| How do people pay for it? | free, no paid option | source 2026-10-26 |
| Where do you mainly use it? | web browser Installable PWA. | source 2026-10-26 |
| Can two or more people (a couple or household) work on the same finances in it? | yes Joint-account sharing with per-guest permissions. | source 2026-10-26 |
| Is privacy the headline of how it presents itself? | mentioned, but not the headline No telemetry, encryption; headline is self-hosting. | source 2026-10-26 |
Sources
This page was derived from:
- GitHub · github.com/JKJWL/Coinvane · read 2026-10-25
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